Privacy Policy

Effective Date: May 20, 2024

This Privacy Policy (“Policy”) describes how Wealth and Legacy Builder, LLC collects, stores, and uses personal information when you visit our website (https://www.wealthandlegacybuilder.com/), use our tax advisory services, or interact with us via phone or SMS (collectively, “Services”). “You” refers to any person who visits our Site, uses our Services, or contacts us. This Policy explains how we collect, use, and disclose information, including personal information. Updates are posted here with a time-date reference. Your continued use of our Services or Site after changes constitutes acceptance of those changes. This Policy applies to all our websites posting this Policy. It does not cover third-party entities’ privacy practices, for which we are not liable. Please review their policies. Use of our Site or Services is subject to this Policy and our Terms of Service, including limitations on damages, dispute resolution, and California law.

Section 1. Consent

By using our Site or Services, you consent to our collection, storage, use, and disclosure of your information, including personal information, as described in this Policy and the Terms of Service. If you do not agree, you must not use our Site or Services.

"Mobile Opt in, SMS Consent, and phone numbers collected for SMS communication purposes will not be shared with any third party and affiliates for marketing purposes."

Section 2. Privacy of Children

Our Site and Services are not intended for children under 18. If we learn a user is under 18, we will promptly delete their personal information.

Section 3. What is Personal Information?

Personal information means information that identifies, relates to, describes, or could be linked with an individual or household, excluding publicly available information, as defined by California law.

Section 4. Categories of Information We Collect

We collect information you provide when you contact us, visit our Site, opt-in for SMS or email alerts, or use our tax advisory Services. Categories include:

Identifiers and Contact Information: Name, address, phone number, email address, or social media IDs provided during inquiries, bookings, or SMS opt-in.
Tax-Related Information: Financial or business records and tax documents shared during consultations or via our secure client portal for tax services.
Payment Information: Payment method, credit/debit card details, and billing address for processing service payments.
Preference Information: Contact and communication preferences, including SMS opt-in consent for tax-related notifications.
Communications and Interactions: Email, SMS, chat, or phone call content exchanged with us, including call recordings.
Device and Browsing Information: IP address, browser type, device details, and Site usage data (e.g., pages visited, time spent) collected via cookies or analytics tools.
Inferences: Insights about your preferences or tax needs based on collected data, used to enhance our Services.

Section 5. How We Collect Information (Sources)

We collect information directly from you, our Site, and third parties, including:

From You: When you contact us, book consultations, opt-in for SMS, make payments, or submit tax documents.
From Our Site: Via cookies, web beacons, or log files when you access our Site or Services.
From Third Parties: Service providers (e.g., payment processors like Stripe, SMS platforms like RingCentral), analytics companies, or social media platforms (e.g., Facebook, Instagram) if you use their features on our Site.

Cookies help us improve your Site experience and track usage trends. You can manage cookies via browser settings, but disabling them may affect Site functionality.

Section 6. How We Use Information

We use your information to provide tax advisory Services and enhance your experience, including:

Delivering tax consultations, strategies, and compliance support.
Communicating via SMS, email, or phone about appointments, tax deadlines, or portal updates, based on your consent.
Processing payments and managing your client portal account.
Analyzing Site usage to improve functionality and user experience.
Conducting business operations, such as research, fraud prevention, or legal compliance.

Section 7. Who We Share Information With

We share personal information only as necessary to provide Services or comply with legal requirements:

Service Providers: Trusted partners like payment processors (e.g., Stripe) or SMS platforms (e.g., RingCentral) bound by confidentiality agreements.
Legal Authorities: When required by law, such as for tax audits or court orders.
No Marketing Sharing: We do not sell, trade, or share your personal information with third parties or affiliates for marketing purposes.
SMS Consent: SMS consent is not shared with third parties or affiliates.
Business Transactions: In mergers, acquisitions, or similar transactions, information may be transferred but not for marketing.

Section 8. Security and Protection of Your Personal Data

We use reasonable electronic, personnel, and physical measures to protect your information, including encryption for payment data via PCI-DSS-compliant processors. However, no online system is fully secure. We encourage you to use strong passwords, avoid sharing them, and log out of sessions on public devices. Notify us immediately at info@wealthandlegacybuilder.com if you suspect unauthorized access.

Section 9. Your Choices and Access Requests

You have choices about how your information is used:

SMS Opt-Out: Reply STOP to any SMS or contact us to unsubscribe from text messages.
Email Opt-Out: Use the “unsubscribe” link in marketing emails or contact us.
Cookies: Manage cookies via browser settings, though this may impact Site functionality.
Access Requests: Request access to or deletion of your personal information by emailing info@wealthandlegacybuilder.com or calling 949-220-0554. We may verify your identity before processing.

California residents have additional rights under the California Consumer Privacy Act (see Section 12).

Section 10. Updating Your Personal Information

Keep your information accurate by updating it via your client portal or by contacting us at info@wealthandlegacybuilder.com.

Section 11. Notices, Disclosures, and Jurisdiction-Specific Rights

Third-Party Links: Our Site may link to third-party content. We are not responsible for their privacy practices; review their policies.

Do Not Track: We do not honor browser Do Not Track signals but offer other privacy choices.

International Users: Information may be processed in the U.S., subject to U.S. laws.

European Rights: European users may request access, rectification, erasure, or data portability by contacting us. You may also object to processing or lodge a complaint with a supervisory authority.

Section 12. Your California Privacy Rights

California residents have rights under the California Consumer Privacy Act, including requesting access to, deletion of, or details about personal information collected, used, or shared. Submit requests via info@wealthandlegacybuilder.com. We do not sell your information, so no opt-out is needed. We will not discriminate against you for exercising these rights.

Section 13. Authorized Agents

Authorized Agents may submit requests on your behalf by emailing info@wealthandlegacybuilder.com with required proof.

Section 14. Right to Non-Discrimination

We will not deny services, charge different prices, or provide different quality for exercising your privacy rights.

Section 15. Updates to This Privacy Policy

We may update this Policy and will post changes here with a new effective date. We may notify account holders via email.

Section 16. Terms of Service

This Policy is subject to our Terms of Service, available at the bottom of our website. The Terms of Service prevail in case of conflict.

Section 17. Accessibility

We strive to make our Site and Services accessible to all, including those with disabilities. Contact us for support.

Section 18. Contact Us

For questions, contact us Monday–Friday, 8:00 a.m.–5:00 p.m. PDT, excluding holidays:

Wealth and Legacy Builder, LLC
Phone: 949-220-0554
Email: info@wealthandlegacybuilder.com
Website: https://www.wealthandlegacybuilder.com/